Car Accidents in Toledo: Who Pays the Injured Person’s Medical Bills?

Motor vehicle accidents are the most common causes of injuries in Toledo. A car accident can lead to injury types like spinal cord injuries, traumatic brain injuries, bone fracture injuries, internal injuries, and other serious injuries that require immediate medical care. 

Victims of car accidents who sustain serious injuries have to deal with mounting medical bills, leaving them worried about who will pay their medical expenses and what to expect if they fail to pay. If you have been injured in a car accident, you must consult a Toledo injury lawyer about your situation and options. Usually, medical bills are paid after a crash by the following:

Health Insurance

If you are involved in an accident in Toledo and require medical care, you are often responsible for your medical expenses. But, often, you will get compensation from a source of insurance. A lot of people use their health insurance coverage to cover the initial medical costs. But, health insurance may not cover everything, so you will want to seek compensation for medical expenses from the at-fault party.

Medical Payments Coverage

Under the law, drivers are required to carry bodily injury liability and property damage liability coverage. But, they can also buy additional coverage including medical payments coverage. Medical payment coverage will pay for your injuries if you have it, up to your policy amount, no matter who caused the accident.

The Insurance Provider of the Other Driver

According to the law, the driver who caused the accident is responsible for paying the damages incurred. You can file a claim against the other driver’s insurance company or a lawsuit against the driver. You are eligible to seek compensation for the full value of your medical expenses. But, because insurance companies are known for offering the smallest amount of settlement possible, you must work with an injury lawyer to negotiate for you.