A job in the banking sector is a dream for many aspirants and each year, various Banking bodies conduct exams to recruit candidates at clerical cadre in their esteemed Organisations. But it is important for an applicant to know what is the job profile of a Bank Clerk, along with how the recruitment is conducted.
In this article, we bring to some important aspects of the IBPS Clerk exam and the job profile and career development prospects of a clerical cadre employee.
The Institute of Banking Personnel Selection conducts the IBPS Clerk exam annually and for the year 2020, official notification has already been released. Interested candidates can check out the detailed schedule at the IBPS Clerk Exam Date page.
IBPS Clerk Recruitment
There are two stages which are involved in the selection. This includes:
- Prelims Exam
- Mains Exam
Both these stages are online computer-based tests and those who qualify the prelims are called for mains. And finally, those who qualify mains are shortlisted for provisional allotment.
Given below is the exam pattern for this post in brief, for the reference of aspirants:
|Phase of Exam||Subjects||No. of Questions||Maximum Marks||Time Duration|
|Prelims||English Language||30||30||1 hour|
|Mains||General/ Financial Awareness||50||50||35 minutes|
|General English||40||40||35 minutes|
|Reasoning Ability and Computer Aptitude||50||60||45 minutes|
|Quantitative Aptitude||50||50||45 minutes|
As for other important aspects, refer to the points mentioned below:
- The IBPS Clerk basic pay in India is Rs.11765/- (DA, HRA, Travel, etc. are extra)
- There is negative marking in both prelims and mains exam and both sectional and overall cut off is released
- Internal Promotions through Interviews and written exams
Now let us move forward and know more about the job profile and growth prospects of a Bank Clerk.
Job Profile of IBPS Clerk
A total of 11 Public Sector Banks have taken part in the 2020 recruitment and it is a must that before joining the Organisation, the candidates are aware of their responsibilities and job profile as a Bank Clerk.
The duties and responsibilities of an IBPS Clerk are as follows:
- To ensure the compliance of KYC (Know Your Customer) for all new account holders in the Bank
- The job profile requires them to be the head cashier who is responsible for managing cash and also gold loans
- Opening Loan Accounts and filling loan information
- Monitoring NPA’s
- A Bank Clerk works as a Single Window Operator for the convenience of customers
Apart from the ones mentioned above, coordination with Senior Managers and then taking actions is also required to be done by a clerk.
Aspirants can appear for internal interviews and exams which are conducted at regular intervals to get promoted to higher posts. After joining in at the clerical cadre post, employees can further become Managers, Assistant Manager, Chief Manager, Assistant General Manager, and so on and on.
It is the hard work and aspiration of a person which can finally help them crack the exam. Since the 2020 recruitment is all set to start. Candidates are now anticipating the hall tickets to be released soon. To download the call letter and to know the instructions which need to be followed at the exam centre, candidates can visit the IBPS Clerk Admit Card page.
This is the time of action and candidates must have a hold over all the subjects and keep themselves thoroughly prepared to ace the upcoming bank examinations.